The Medicare Zone

We always hear that it is important to purchase long term care insurance early while we are still young. Why is that?

One, other than a few exceptions, Medicare does not cover long term care expenses, and that type of care can be financially devastating to the retirement nest egg you have worked so hard to create.

Two, and this is a biggie, because many people do not realize you need NEAR PERFECT health to qualify for a long term care policy. You may have that near perfect health now, but as we age all kinds of issues can and usually do start to pop up. It doesn't take much, and that door of opportunity to purchases this type of protection could be permanently closed.

Three, your premiums will be far less expensive if you purchase your policy while you are still fairly young.

So, the bottom line is the earlier age you lock in your policy the better. I am proud to be working with the experienced team at Long Term Care Tree. www.LTCTREE.COM to provide you with a vast array of choices. Call me today and I can share with you all of your options. If you have an older plan, I am happy to review it and show you how plans today have many more flexible options for "stay at home" care rather than nursing home care. 602-769-9280

Questions about Medicare?

Whether you are just learning about Medicare, or interested in changing your Medicare plan, an independent broker can help you sort through your coverage options and explain the timeframes for enrollment.

You will be learning

· Original Medicare

· Medicare Advantage

· Medicare Supplement

· Medicare Prescription Drug

Original Medicare is a program through the US government. It includes Part A and Part B. Part A covers inpatient hospital coverage, skilled nursing, and hospice, as well as other services in specific situations. Part B covers doctor visits, durable medical equipment, and other outpatient care. There is no cap on out-of-pocket costs with original Medicare. That financial exposure is the main reason many choose to look to private plans offered by insurance companies to work alongside their Medicare. An insurance broker can help you understand the timeline for enrollment, the different types of plans available, and help you enroll in a plan.

Information on this site from www.medicare.gov

How I can help: If you are Medicare eligible, and especially if you are soon to be leaving an employer group plan, you have several options and deadlines to consider. As an independent broker I can help you reign in all that information for a successful transition into Medicare. Even if you are several months away from being Medicare eligible, please feel free to give me a call with no obligation to discuss what you need to do to prepare.

Everyone should be able to understand their Medicare Options . . . and there is no added cost for using the services of a Medicare Independent Insurance Broker.

Third Party Marketing Organization Disclaimer: We do not offer every plan available in your area. Currently we represent 8 organizations which offer 83 plans in Arizona, Colorado, California, Michigan, Ohia, Texas and Alaska. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov (1-800-MEDICARE), or your State Insurance Assistance Program to get information on all your options.

Evan Jellesma - Licensed Agent

Helping people easily transition into RETIREMENT

Affordable Health Insurance Plans

Click here for information and to enroll!

Questions about Medicare?

CONTACT US TO SPEAK WITH A LICENSED AGENT 602-769-9280

Helping people easily transition into RETIREMENT

Affordable Health Insurance Plans

Click here for information and to enroll!

Questions about Medicare?

CONTACT US TO SPEAK WITH A LICENSED AGENT 602-769-9280

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